Find the Perfect Insurance for Your Dog

Protect your furry friend against unexpected veterinary costs. Compare over 150 different pet insurance plans to find the perfect coverage for your dog.

+150

Insurance Options Compared

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ALL information about contract terms in comparison
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100+Insurance Plans
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5★Customer Rating

Puppy Insurance Coverage

A new puppy comes with many initial healthcare costs. Insurance can help cover these essential expenses and ensure your puppy gets the best start in life.

💉

Vaccinations

€75 - €100

Essential vaccinations to protect your puppy against common diseases.

Can be covered by insurance
🦠

Deworming

€20 - €50

Regular deworming treatments to keep your puppy healthy.

Can be covered by insurance
🔍

Microchipping

€40 - €70

Permanent identification for your puppy's safety.

Can be covered by insurance

Long-term Health Protection

As dogs age, they may face more health challenges. The right insurance provides peace of mind and financial protection throughout your dog's life.

🦴

Allergy Treatment

€300 - €800 per year

Ongoing management of skin and food allergies.

Can be covered by insurance
🐕

Joint Problems

€1,000 - €5,000

Surgical and medical treatment for joint conditions like hip dysplasia.

Can be covered by insurance
🦷

Dental Treatment

€500 - €1,500

Dental cleaning, extractions, and gum disease treatment.

Can be covered by insurance

Flexible Insurance Plans

Choose from a variety of coverage options that can be tailored to your dog's specific needs and your budget.

Regular health check-ups and vaccinations
Emergency care and hospitalization
Surgery and specialized treatments
Medication and prescription coverage
Chronic condition management
Dental care coverage
Hereditary and congenital conditions
Alternative therapies and rehabilitation

How Dog Insurance Works

1. Compare Plans

Browse and compare different insurance plans to find the one that best suits your dog's needs and your budget.

2. Choose Coverage

Select the level of coverage you want, including deductibles, reimbursement percentages, and annual limits.

3. Get Protected

Once you've selected a plan, your dog will be protected against unexpected veterinary costs, giving you peace of mind.

Our Insurance Partner

We've partnered with tierversicherungenvergleiche.de to bring you the most comprehensive comparison of pet insurance plans in Germany.

Customizable Coverage

Choose the level of coverage that fits your dog's needs and your budget

Easy Comparison

Compare multiple plans side by side to find the best value

Full Transparency

See all details including exclusions, waiting periods, and limitations

Dedicated Support

Get help from insurance experts who understand pet healthcare needs

Vet-Approved Plans

Insurance options vetted by veterinary professionals for comprehensive coverage

tierversicherungenvergleiche.de

Our trusted partner tierversicherungenvergleiche.de provides an unbiased comparison of over 150 different pet insurance options. Their platform allows you to review all contract details without registration or providing personal information.

No Registration - Compare plans without providing phone number or email address

Full Transparency - Access all contract details and exclusions in the comparison

100+ Partners recommend this comparison tool

+150
Pet Insurance Options Compared
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Compare Pet Insurance Providers

We've selected the best pet insurance providers based on customer reviews, coverage options, and value for money. Compare their features to find the right plan for your dog.

Barkibu logo

Barkibu

4.3/5 - Customer Rating
2091 reviews

Best value for money. Fast reimbursement within 24 hours.

Many customers report that reimbursements occur within just a few hours. The Barkibu 100 package covers 100% of costs without annual limits.


Surgery Insurance

Included

Customer Rating

4,3/5 - Customer Rating

Cost Reimbursement

Within 24 hours

Coverage Percentage

80-100%

Cancellation Terms

Yearly

GOT Rate Coverage

Up to 4x GOT rate

Dental Treatment

In case of accidents

Basic Plan
ab 26,88€ mtl.
Complete Coverage
ab 36,76€ mtl.
Calculate and purchase directly from the provider 👆
HanseMerkur logo

HanseMerkur

4.6/5 - Customer Rating
5173 reviews

Many of our veterinarians recommend HanseMerkur for their reliable long-term service.

HanseMerkur explicitly waives the right to cancel in case of a claim. Some customers report longer processing times for claims, but reimbursements are ultimately processed as expected.


Surgery Insurance

Included

Customer Rating

4,6/5 - Customer Rating

Cost Reimbursement

Within a few days

Coverage Percentage

100%

Cancellation Terms

Daily cancellation after 12 months

GOT Rate Coverage

Up to 4x GOT rate

Dental Treatment

Only in the dental supplementary plan

Basic Plan
ab 37,84€ mtl.
Complete Coverage
ab 48,62€ mtl.
Calculate and purchase directly from the provider 👆
Lassie logo

Lassie

4.5/5 - Customer Rating
3445 reviews

Lassie impresses with its overall concept of fast application processing and 100% cost coverage at a fair price.

After the first year, your contract is cancellable daily. Customer feedback based on over 3,400 reviews is very positive.


Surgery Insurance

Included

Customer Rating

4,5/5 - Customer Rating

Cost Reimbursement

Within a few days

Coverage Percentage

100%

Cancellation Terms

Daily after the end of the first insurance period

GOT Rate Coverage

Up to 4x GOT rate

Dental Treatment

Acute pain-relieving measures including extraction

Basic Plan
ab 18,80€ mtl.
Complete Coverage
ab 37,60€ mtl.
Calculate and purchase directly from the provider 👆
Petolo logo

Petolo

4.7/5 - Customer Rating
6236 reviews

Recommended by veterinarians

After signing the contract, there is no waiting period for you and your pet. Petolo covers the costs of your treatments immediately. That's what counts!


Surgery Insurance

Included

Customer Rating

4,7/5 - Customer Rating

Cost Reimbursement

Within a few days

Coverage Percentage

80%

Cancellation Terms

monthly cancellable

GOT Rate Coverage

Up to 4x GOT rate

Dental Treatment

included in annual health budget

Video Consultation

Included

Breed-specific Diseases

subsidy of 1,500 EUR

Behavioral Therapy

incl. in the SOS budget

Basic Plan
ab 29,90€ mtl.
Complete Coverage
ab 40,90€ mtl.
Calculate and purchase directly from the provider 👆
dalma. logo

dalma.

4.6/5 - Customer Rating
1201 reviews

Fast reimbursement

dalma. is praised by customers for its quick processing of applications and high cost coverage.


Surgery Insurance

Included

Customer Rating

4,6/5 - Customer Rating

Cost Reimbursement

Within 48 hours

Coverage Percentage

60%

Cancellation Terms

monthly cancellable from the 13th month

GOT Rate Coverage

Up to 4x GOT rate

Dental Treatment

Prophylaxis included in annual preventive care budget

Video Consultation

Included

Breed-specific Diseases

Some incl. with 12 month waiting period

Behavioral Therapy

Up to 5 hours per year

Basic Plan
ab 15,90€ mtl.
Complete Coverage
ab 38,60€ mtl.
Calculate and purchase directly from the provider 👆
FIGO logo

FIGO

4.5/5 - Customer Rating
271 reviews

No annual limit

Customers benefit from the uncapped annual limit of cost reimbursements, although a maximum of 90% of costs are covered in any case.


Surgery Insurance

Included

Customer Rating

4,5/5 - Customer Rating

Cost Reimbursement

Within a few days

Coverage Percentage

50%

Cancellation Terms

Yearly

GOT Rate Coverage

Up to 4x GOT rate

Dental Treatment

included for accidents + additional coverage available

Video Consultation

Included

Breed-specific Diseases

No exclusions

Behavioral Therapy

300€ per insurance year

Basic Plan
ab 22,05€ mtl.
Complete Coverage
ab 45,90€ mtl.
Calculate and purchase directly from the provider 👆

Frequently Asked Questions

The best time to insure your dog is when they're young and healthy. Puppies can typically be insured from 8 weeks of age. Insuring early helps avoid pre-existing condition exclusions and usually means lower premiums.
Pet insurance typically covers accidents, illnesses, surgeries, medications, diagnostic tests, and emergency care. Some plans also cover routine care like vaccinations and check-ups, while others offer coverage for hereditary conditions, behavioral therapy, and alternative treatments.
Most pet insurance plans do not cover pre-existing conditions, which are health issues that occurred before your insurance coverage began or during waiting periods. This is why it's beneficial to insure your pet when they're young and healthy.
With most pet insurance plans, you pay the veterinary bill upfront and then submit a claim to your insurance provider. After your claim is approved, you'll be reimbursed according to your plan's coverage percentage, minus any deductible. Some insurers offer direct payment to vets.
Yes, most pet insurance plans have waiting periods before coverage begins. These typically range from a few days for accidents to 14-30 days for illnesses. Some conditions, particularly orthopedic issues, may have longer waiting periods of several months.
Most pet insurance plans allow you to visit any licensed veterinarian, specialist, or emergency clinic. Unlike human health insurance, pet insurance generally doesn't have networks or preferred providers, giving you the freedom to choose your pet's healthcare provider.

Insurance information provided is for general guidance only. Coverage, terms, and conditions may vary by provider. Always review the specific policy details before making a decision. HonestDog receives a referral fee when you purchase insurance through our partners, but this does not affect the price you pay.

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